Commercial Insurance
Proud to serve businesses with all of their insurance needs. Bates, Roberts, Fowlkes & Jackson Insurance offers a wide range of policies and commercial insurance services for those who are self-employed all the way to large corporations with hundreds of employees.
Commercial Property Insurance
Commercial property policy provides coverage for real and personal property that is used in a business.
As times have changed, Bates, Roberts, Fowlkes & Jackson Insurance has evolved with our clients to better serve their business needs. We can cover large commercial insurance with real estate portfolios in addition to single entity locations.
Commercial General Liability
A form of commercial insurance sold to businesses to indemnify the business for third party liability claims due to negligence. Coverages include premises and operations liability for onsite and job site accidents and products liability claims for products that injure third parties.
As a reliable and trusted partner, Bates, Roberts, Fowlkes & Jackson Insurance can help determine what size policy is most appropriate for your current situation. And we will adapt your policy as your business grows.
Business Automobile
Covers your company owned vehicles for liability and physical damage.
Bates, Roberts, Fowlkes & Jackson Insurance can insure one or one hundred company automobiles. Whether it’s a private passenger auto used by a company executive or vehicle used for delivery, we can tailor a policy to meet your needs.
Worker Compensation
Protection which provides benefits to employees for any injury or contracted disease arising out of and in the course of employment. All states have laws which require such protection for workers and prescribe the length and the amount of such benefits provided.
From the simple injury to a devastating life-altering accident, Bates, Roberts, Fowlkes & Jackson Insurance can develop a policy appropriate for your current employee situation as well as for potential growth in the future.
Umbrella / Excess Liability
Provides excess liability coverage over and above the liability limits that are provided on your underlying policy. In some situations, your business may be faced with damages or costs exceeding the amount your normal policy covers. Here, an umbrella policy, or excess liability, and bonds insurance policy comes into play.
Bates, Roberts, Fowlkes & Jackson Insurance can help your business understand how an umbrella provides excess liability coverage to help protect your business.
Professional Liability
A class of insurance policies that indemnifies the insured for third-party liability claims due to negligence in the performance of professional services.
Does your ability to give professional advice make up the bulk of your business? If so, professional liability insurance should be a consideration. Professions include doctors, lawyers, architects, engineers, accountants, real estate agents, and others that perform professional services.
Employee Benefits
To make your company a sought-after place to work, you need to offer a full line of employee benefits including disability, life, dental, or other voluntary products. Bates, Roberts, Fowlkes & Jackson Insurance can work with your company’s unique needs and find a satisfactory solution.
Disability Insurance / Key Man Life
Insurance an employer buys on a key person within the organization to protect that employer from the financial impact that could result should that employee become ill, disabled, or die. This insurance may be life, health, or disability. Normally, the employee covered has special skills, training, management, or significant attributes that would cause the organization loss of income should that employee become unavailable and a replacement need to be hired or trained.
